Terms and Conditions
These Terms and Conditions explain the basic rules for using FinTooly calculators, content, and website features.
By using FinTooly, you agree to use the website responsibly and understand that calculator results are estimates for general planning and informational purposes. If you do not agree with these terms, please stop using the website.
Use of the website
FinTooly provides free calculators and educational content related to finance, tax, salary, budgeting, shopping, investments, and business planning. You may use the website for personal, educational, and general planning purposes.
You agree not to misuse the website, interfere with its operation, attempt unauthorized access, copy large parts of the site for republishing, or use the calculators in a way that violates applicable laws or harms other users.
Calculator results
Calculator results are based on the values entered by the user and the formulas used by each tool. Results are estimates and may not match official figures from banks, lenders, employers, tax authorities, investment platforms, or financial institutions.
Financial calculations may vary depending on country, institution, policy, rate changes, fees, taxes, inflation, compounding rules, and other factors. Users should verify important figures with official sources before making decisions.
No professional advice
FinTooly does not provide financial advice, investment advice, tax advice, legal advice, accounting advice, loan approval, insurance advice, or professional consulting. The website is designed to help users understand numbers and plan scenarios.
For important financial, tax, legal, investment, or business decisions, consult a qualified professional or official authority.
Content accuracy
We work to keep content useful, clear, and accurate. However, we do not guarantee that all information will always be complete, current, or error-free. Rates, rules, formulas, laws, and financial practices can change over time.
If you notice an error, you can contact us with details so we can review and improve the content.
User responsibility
Users are responsible for the values they enter into calculators and for how they interpret results. A calculator can help estimate outcomes, but the final decision remains with the user.
You should not rely only on FinTooly for decisions involving loans, taxes, investments, employment, purchases, business pricing, or legal obligations.
Intellectual property
The website design, text, layout, calculator structure, and content are owned by or licensed to FinTooly unless otherwise stated. You may not copy, republish, or redistribute website content in bulk without permission.
Third-party services
FinTooly may use third-party services for hosting, analytics, security, advertising, or performance. These services may have their own terms and privacy policies. We are not responsible for third-party websites or services linked from our pages.
Advertising
FinTooly may display advertisements to support free access. Ads may be served by third-party advertising networks. Advertisements do not mean that FinTooly endorses a product, service, or company unless clearly stated.
Website availability
We aim to keep the website available and working properly, but we do not guarantee uninterrupted access. Pages, calculators, features, or content may be updated, removed, or changed at any time.
Limitation of liability
FinTooly is not responsible for losses, damages, errors, missed opportunities, financial decisions, tax issues, or other outcomes resulting from the use of calculator estimates or website content. Users should verify important information independently.
Changes to these terms
We may update these Terms and Conditions when needed. Continued use of the website after changes are posted means you accept the updated terms.
Contact
If you have questions about these Terms and Conditions, please contact us through the Contact page.